Buy your home today With Our Downpayment Loan Program!
At VolneyEllis.com we make home ownership as easy as 1-2-3. Our exclusive downpayment loan program has helped many other families and they can help yours as well. Let us loan you the additional downpayment you need to buy your dream home today!
How it works
READY TO ACT?
We make home ownership easy. Click the get started button now and see if you qualify in minutes by answering a few questions.
This Is For You if:
NEED A LOAN?
Don’t wait! When your bank says no, we say yes. Let us loan you up to $250,000 today so you can buy that dream home so deserve.
YOUR DREAM HOME AWAITS!
LIVE ONLINE CUSTOMER REVIEWS
FREQUENTLY ASKED QUESTIONS
Here are some of our most frequently asked questions. Please contact us for additional details.
Our mission is to assist Canadians to buy their dream home as soon as possible and our program has 4 steps namely:
STEP 1: SEE IF YOU QUALIFY
Click the “get started” button and answer a few simple questions to see if you qualify for our deposit loan program in minutes. If you don’t qualify, no stress! We have 2 other programs that we can offer you later.
To qualify you must:
- Be a Canadian citizen or Permanent resident
- Have plans to live in the home and use the home as your primary residence
- Have a combined family income that allows you to qualify for any home up to $2.5M
- Be employed or own your own business
- Have at least 5% downpayment in your bank account or in an RRSP account
- Have a credit score of 680 or more
STEP 2: GET AN APPROVAL
Once we’ve verified that you’ve met all the conditions in step 1 above you must:
- Sign a Buyer Agency Agreement to give us permission to move forward with your application and find you a home within your approved price range.
- Speak to one of our program managers to get more details about our program and have all your questions answered. You will also be required to provide proof of income, employment status, business income etc.
- Speak to one of our Mortgage Brokers and obtain your mortgage approval with 20% down.
STEP 3: FIND A HOME
Once you get your mortgage approval then its time to go house hunting for the perfect home. We will assign you to an experienced Realtor who will book showings on all the homes you like, so you can make your selection. Once you find your dream home, you can make an offer to purchase that home.
STEP 4: CLOSE THE DEAL
Once you’ve signed off on your loan application, you can waive all conditions and take possession of your home.
Simply enjoy your home and repay your loan when you eventually decide to sell. You have up to 10 years to repay your loan.
The following cities are approved for purchasing your home:
- Dufferin County
- Durham Region
- Halton Region
- Peel Region
- Simcoe County
- Toronto & surrounding regions
- York Region
Contact us if you would like us to consider other regions not yet approved.
You can borrow up to $250,000 and you have up to 30 years to sell or repay the loan whichever comes first.
Please note that our goal is to assist you to put 20% down so that its easier for you to obtain a mortgage and avoid throwing away your hard earned money on mortgage insurance.
No! You have up to 30 years to sell the home or repay your loan in full whichever comes first.
GET IN TOUCH
At VolneyEllis.com we make dreams come true. Let us connect you to your dream home today.
Welcome to VolneyEllis.com. My team and I have been helping families buy and sell homes in the Greater Toronto Area since 2014.
We offer several unique programs that set us apart from other realtors, including our rent-to-own, downpayment loan & co-signer loan programs for buyers, and a 3 month, no deposit, no interest renovation program for sellers.
I am passionate about providing a world-class customer experience and strive to make the process of buying or selling a home as smooth and stress-free as possible.
With my expertise and dedication in providing the best service possible, I am the perfect choice for anyone looking to buy or sell a home in the Greater Toronto Area. Contact us today!