At VolneyEllis.com we make home ownership as easy as 1-2-3. Our exclusive co-signer home loan program has helped many other families buy their dream home and we can help yours as well. Let us co-sign with you so you can get up to $250,000 in additional funding to buy your dream home today!

How it works




We make home ownership easy. Click the get started button now and see if you qualify in minutes by answering a few questions.

This Is For You if:

Your bank turned you down

When your bank says no, we say yet! Contact us today.

You need a bigger downpayment

Reduce your mortgage payments & save a bundle with this program.

You're looking for a co-signer

Need a co-signer to qualify? We're ready and waiting to help!

You can't qualify on your own

Use our cash to qualify for your home loan. Its easy!

You hate paying mortgage insurance

Want to avoid mortgage insurance and save a bundle? Contact us now!


Don’t wait! When your bank says no, we say yes. Let us loan you up to $250,000 today so you can buy that dream home so deserve.



Based on 11 reviews
C Sinclair
C Sinclair
Broker Volney Ellis sold my house in 9 days for the maximum price. The moment we decided to sell he brought in photographer and had the house on the market in 2 days. He worked tirelessly communicating to buyers and us regarding property until sold. Very professional and knowledgeable about the real estate market. I recommend him highly to sell any property given.
Keron Grimes
Keron Grimes
Volney, you did it again! We are still in shock at the huge success we’ve had working with you to sell our property. We trusted you every step of the way and you did not let us down. You took such great pride in everything you did - from helping us to properly stage the place, your marketing materials, the way you managed the multiple offers that were coming in…all to ensure we got the best price we could for our property. The results far exceeded our expectations and we cannot thank you enough. To anyone reading this review, we promise you will not regret working with Volney. He is truly one of a kind!
Ashleigh Wilson
Ashleigh Wilson
We've had the opportunity to work with Volney in selling two of our properties. Volney wasted no time assisting us getting our homes up and ready for sale. The professionalism exhibited in preparing and marketing both of our homes was nothing short of remarkable. He gets results VERY FAST. We sold one property within 24 hours and the other in less than 14 days. I can't stress enough how quickly he gets things done while still prioritizing the client's needs above all. Thank you so much Volney for providing an outstanding service! We look forward to working with you again. We would HIGHLY recommend Volney to anyone looking to buy or sell a home.
The Adventure Toys
The Adventure Toys
Thanks Volney for helping us purchased our first dream house. We are glad that we have found you. The service was outstanding and very professional. He worked with us on our schedule and was very easy to get in contact with. We would highly recommend to everyone and we cant wait to work with him again. P.S Thank you so much for the $$$ cash back👌🏽👌🏽👌🏽 Raya&Abdull
Anand S
Anand S
We bought our house from Volney who came as a saviour during our times of Home buying stress. Truly professional and highly trustworthy. Stays with you for the stages of the house buying process and provides great guidance. The vacation part of their service is outstanding. We just got back from the 7n/8d all inclusive Jamacian vacation at the Luxury Bahia Principe Resort and it was our best vacation ever - Fully Paid by Volney’s company. We would always stay with Volney and highly recommend him to all.
Teneisha Headley
Teneisha Headley
It has been a pleasure working with Volney to purchase our FIRST home. We were lost and confused about the whole process and Volney sat with us for almost 3 hours walking us through a presentation on the process and answering all of our questions. He was very professional and thorough at every showing and always made us feel like he had our best interest at heart. We would highly recommend Volney to anyone and we will certainly be working with him again someday, whether to sell our home or purchase another. Volney, thank you for the outstanding service! - Keron & Teneisha
phylicia armstrong
phylicia armstrong
Vacation Brokerage is a fantastic real estate company that I highly recommend to anyone either purchasing or selling their property! Our agent Volney Ellis demonstrated such great professionalism and attention to detail during our home buying process -- in fact, we found our first home and closed on the property within 10 days! It was an extreme pleasure working with Volney from start to finish. My husband and I were also given a free, all inclusive 5 Star vacation to Costa Rica shortly after closing!!! -- an incredible dream come true!!! We highly recommend Vacation Brokers to all those looking to buy and/or sell their property -- you should't work with anyone else.
Rohan Gabby
Rohan Gabby
We have been using Volney as our realtor since 2006. He is very professional and thorough which is why we have used him for several real estate transactions over the years. In 2016 my family and I qualified for the vacation reward program offered by Vacation Rewards Real Estate Brokerage (VRREB). Once we picked the destination, the booking and arrangements were handled by VRREB. The family trip to Puerto Plata, Dominican Republic at the RIU Resort was great. The kids loved it and keep asking to go back. All in all, we are pleased with our vacation and our experiences with Volney over the years. We will continue to highly recommend him to our family and friends.
Sandra Jackson
Sandra Jackson
We have been associated with Volney since 2007. We find him to be profe ssional, honest and thorough Through him we purchased our first home in 2009. In 2017 we sold and purchase our house through him. We received a free vacation package to Viva Wyndham Bahamas.We would recommend him to anyone. Robert & Sandra
Carlo Marcoccia
Carlo Marcoccia
How does your card stick to my windshield at Jerkfest. Come back and now it is adheared to the glass. Your PR is horrible, printed cards the same & I would never trust someone so careless. If I could post the pix I would. Absolute worst ending to a great day of food and friends, you truly ruined it. Shame
Here are some of our most frequently asked questions. Please contact us for additional details.

Our mission is to assist Canadians to buy their dream home as soon as possible and our program has 4 steps namely:



Click the “get started” button and answer a few simple questions to see if you qualify for our deposit loan program in minutes. If you don’t qualify, no stress! We have 2 other programs that we can offer you later.

To qualify you must:

  1. Be a Canadian citizen or Permanent resident
  2. Have plans to live in the home and use the home as your primary residence
  3. Have a combined family income that allows you to qualify for any home up to $2.5M
  4. Be employed or own your own business
  5. Have at least 5% downpayment in your bank account or in an RRSP account 
  6. Have a credit score of 680 or more


Once we’ve verified that you’ve met all the conditions in step 1 above you must:

  1. Sign a Buyer Agency Agreement to give us permission to move forward with your application and find you a home within your approved price range. 
  2. Speak to one of our program managers to get more details about our program and have all your questions answered. You will also be required to provide proof of income, employment status, business income etc.
  3. Speak to one of our Mortgage Brokers and obtain your mortgage approval with 20% down.


Once you get your mortgage approval then its time to go house hunting for the perfect home. We will assign you to an experienced Realtor who will book showings on all the homes you like, so you can make your selection. Once you find your dream home, you can make an offer to purchase that home.


Once you’ve signed off on your loan application, you can waive all conditions and take possession of your home.

Simply enjoy your home and repay your loan when you eventually decide to sell. You have up to 10 years to repay your loan.

We will top up your downpayment with up to $250,000 if you are willing to purchase your dream home in any of the following regions of Ontario:


  • Dufferin County
  • Durham Region
  • Halton Region
  • Peel Region
  • Simcoe County
  • Toronto & surrounding regions
  • York Region
  • Hamilton
  • Guelph
  • Kitchener-Waterloo
  • London

Contact us if you would like us to consider other regions not yet approved.

You can borrow up to $250,000 and you have up to 30 years to sell the house and repay your loan. 

Please note that our goal is to assist you to put 20% down so that its easier for you to obtain a mortgage.

No! You have up to 30 years to repay the loan whenever you decide to sell.

You may buy any home you like between $550K – $2.5M as long as this home is located in one of our approved regions listed above.


At VolneyEllis.com we make dreams come true. Let us connect you to your dream home today.

About Us

Welcome to VolneyEllis.com.  My team and I have been helping families buy and sell homes in the Greater Toronto Area since 2014.


We offer several unique programs that set us apart from other realtors, including our rent-to-own, downpayment loan & co-signer loan programs for buyers, and a 3 month, no deposit, no interest renovation program for sellers.


I am passionate about providing a world-class customer experience and strive to make the process of buying or selling a home as smooth and stress-free as possible.


With my expertise and dedication in providing the best service possible, I am the perfect choice for anyone looking to buy or sell a home in the Greater Toronto Area.  Contact us today!